ULIS Fintech - Payment Gateway to process online payments in over 40 currencies.



There has never been more disruption in the payment industry. From merchants, to NBFCs to private enterprises – all launching new offerings every day, as a financial institution, you need a set of product and services that will provide value to your customers, attract new ones, further your brand and at the same time ensuring they meet regulation and compliance. No matter what the profile of your customer base, or your risk appetite, Pach Payments has the solution set that can be customized to your needs. While your customers expect to get the best payment solutions from their trusted bank, you can expect a suite of solutions that is catered to your profile.

For Issuing Banks

As an issuer, your consumers expect payments to follow their active and social lifestyle. With the mobile becoming far more critical than their wallet, they expect every activity accessible and controllable by the mobile, and payments are no different. Our mobile-first, consumer-centric payment solutions will help you woo customers as well as their loyalty.

  • Mobile payment solutions – with our suite of mobile payment solutions your consumers will find a comprehensive suite of features allowing them to pay anyone, anywhere. Some of the salient features include mobile money account, P2P, mobile marketplace, UPI payments, QR code based payments, ability to do seamless One-Touch payments at participating merchants. All this is available from their trusted mobile device.
  • Payment security – while consumers expect every transaction to be a seamless experience, they also expect top level of fraud protection. Pach Payments’s authentication solutions include 3-D Secure authentication, device based authentication, risk based authentication, e2FA, all to protect your consumers purchases and preventing fraud.
  • Prepaid cards – whether it is to manage spending with a GPR card, or to give as a gift, or for travel, your existing debit or credit cardholders will find our prepaid solutions very compelling. Offer prepaid cards to disburse government incentives, or attract semi-urban population to bring them to the digital payments world.

For Acquiring Banks

As an acquirer, your merchants depend on you for increasing their sales. With so many options to consumers, merchants are always looking for an edge to capture the consumer’s wallet share. With our merchant solutions, you can offer your merchants both online and in-store payment options.

  • Payment Gateway – offer your merchants ability to complete the payment process seamlessly. Our payment gateway supports leading networks – Visa, Mastercard, RuPay, alternative payments such as QR code based payments, UPI payments. Merchants experience seamless onboarding experience through our hosted solutions.
  • Payment Security – protect merchant-side transactions with industry standard 3-D Secure MPI (Merchant Plug-in) component. In addition, state-of-art One-Touch payments are protected using multi-factor authentication including device based authentication.
  • Pach Payments Marketplace – your merchants can get instant access to millions of consumers instantly. Our mobile payment solutions offer merchants to sell goods and services on the Pach Payments Marketplace.
  • Participate in the Pach Payments Payment Network – as an acquiring bank, you can participate in the Pach Payments Payment Network, thereby bringing all Pach Payments mobile solutions to your customers.

For Cooperative Banks

Cooperative Banks are known to attract fierce customer loyalty and trust. The smaller footprint enables you to provide unparalleled service to your customers. Your customers need services suitable to their lifestyle and your budget.

  • Urban customer base – if you are a cooperative bank with an urban footprint, likelihood is that you already offer debit and credit cards to your consumers. Help them come online with our authentication 2FA solutions customized to suit the profile of your consumer. Mobilize their spend with our mobile payment solutions. Offer Payment Gateway services and SME services to your merchants. All these are conveniently packaged in our Cooperative Bank solutions.
  • Semi-urban customer base – your semi-urban customer base may need basic digital services. Our debit and prepaid cards will get them started toward their digital journey. Offer them mobile payments for a wide variety of shopping options. Offer SME solutions and UPI payments to your merchants.

Enterprise digital payments for all

As a bank, you need complete payment suite ranging from payment instruments, to mobile solutions, to merchant solutions, to authentication, to fraud prevention, processing and more. You also need strong analytics to manage end-to-end payment portfolios.

  • For seamless customer experience across your payment offerings, our enterprise digital payments will allow your customers to eliminate the hops from one system to another and provide a consistent One-Touch experience.
  • For optimal business decisions having a unified payment suite becomes critical. Our business intelligence services provide a holistic view to your complete portfolio.

For your SME customers

SME (Small and Medium-sized Enterprises) customers rely heavily on their banking partner. They need a diverse set of services which are simple and effective. Their solution needs to meet their needs and yet not carry a hefty price tag. As a financial institution catering to SMEs, you value their loyalty. By offering them solutions that meet their everyday payment management and cash flow needs, you will help them get organized and manage their money in a streamlined way. It gives your offering a unique leg up and ensures that your SMEs will continue to bank with you.